Cost of Living Payment Households on means tested benefits, including Universal Credit, Pension Credit and Tax Credits, will receive a payment of £650 this year. This will be made automatically in two instalments, a £326 was made in summer and another £324 payment will be made by DWP to eligible customers between 8 and 23 November, with HMRC making payments to eligible tax credit-only customers shortly after. This is in addition to the £400 discount on energy bills. Find out more about the Cost of Living payment Disability Cost of Living Payment From 20th September, 6 million people who are paid certain disability benefits will receive an automatic one-off £150 payment. The payment will help disabled people with the rising Cost of Living acknowledging the higher disability-related costs they often face, such as care and mobility needs. This is in addition to the £650 Cost of Living Payment for disabled people who also receive means tested benefits. Check if you’re eligible for the Disability Cost of Living Payment Pensioner Cost of Living Payment In the winter months pensioners can get between £100 and £300 to help pay heating bills. This winter, they will also receive an extra one-off £300 Pensioner Cost of Living Payment, which will be paid as an automatic top-up to the Winter Fuel Payment. Check if you’re eligible for the Winter Fuel Payment ESBC's Discretionary Energy Rebate Scheme The Council’s scheme provides an opportunity for Council Tax payers who do not occupy properties in Bands A to D (or Band E which qualifies for a Disabled Band Reduction) for an Energy Rebate payment of £150. Find out more about our discretionary energy rebate scheme Household Support Fund £1.5 billion has been made available nationally to support the most vulnerable to cover their essential daily costs, like energy bills. Recipients include pensioners and families with children. Staffordshire County Council is administering phase 2 of the Household Support fund. Eligible households are those who are pensioners in receipt of Council Tax Reduction as at 1st August 2022. Budgeting loans You may be eligible for a Budgeting Loan if you’ve been on certain benefits for 6 months. This can be used for household items, rent in advance and travelling costs. Check if you’re eligible for a Budgeting Loan Cheaper phone and broadband You may be eligible to move onto a social tariff if you’re struggling to afford your broadband or phone services. Check the Ofcom website to see if you can switch to a social tariff Help paying your Water Bill Many water companies run hardship schemes or fund independent charitable trusts which can help you pay your bills. Get support paying your Water Bill TV Licence fee freeze The TV licence fee has been frozen at £159 until 2024. This means households will not see any change to the licence fee until 1 April 2024. Find out more information on free TV Licence for over 75‘s Get help with all or part of your rent You may get help with all or part of your rent. There’s no set amount of housing costs support and what you get will depend on whether you rent privately or from a council or housing association. Use a benefits calculator to find out if you can get benefits to help pay your rent Universal Credit if you’re unemployed or on low income If you and/or your partner are responsible for paying rent for the home you live in, or if you have a mortgage, Universal Credit may provide help towards the cost. Check if you are eligible for Universal Credit Housing Benefit Housing Benefit can help you pay your rent if you are state pension age or you’re in supported, sheltered or temporary accommodation Check if you are eligible for Housing Benefit Council Tax support schemes You may be eligible for a council tax support scheme or a discount or reduction. Check if you are eligible Discretionary Housing Payments If you are on certain benefits you may be eligible for Discretionary Housing Payments which provide financial support to help with rent or housing costs. Check if you’re eligible for a discretionary housing payment Get help with interest payments on mortgages or loans If you’re a homeowner on qualifying benefits, you might be able to get help towards interest payments on your mortgage or loans you’ve taken out for certain repairs and improvements to your home. Check if you’re eligible for Support for Mortgage Interest 95% mortgages for homes up to £600,000 You may be eligible to borrow up to 95% of the cost of a property worth up to £600,000 thanks to the mortgage guarantee scheme. Contact mortgage providers to see if you’re eligible.