Universal credit

What is Universal Credit?

Universal Credit (UC) is a new benefit rolled out by the Department for Work and Pensions (DWP), through your local Jobcentre Plus. Universal Credit is claimed online and is a single monthly payment for people out of work or on a low income and will replace the following six existing benefits.

Income-based jobseeker’s allowance
Income-related Employment and support allowance
Income support
Working tax credit
Child tax credit
Housing benefit.

When will it affect me?

Universal Credit Full Service was introduced into East Staffordshire in November 2018 and will affect certain new claims to benefit.

If you are already claiming and receiving benefits, such as Housing Benefit, you don’t need to do anything – your benefits will continue as usual for now.

This will only change if you have a change in your circumstances, which means you need to make a new claim for one of the above six benefits. If this happens then your housing benefit will stop and your housing costs will be paid together with your universal credit. You will be entitled to an additional two weeks housing benefit when you migrate to Universal Credit

Who will it affect?

People at state pension age

If you are a pensioner you are not affected by Universal Credit.

For help with your rent and / or Council Tax, you should claim Housing Benefit and / or Council Tax Support.

If you are unsure whether you are at pension age or not, you can use the Government's pension age calculator.

People at working age

If you need help with your rent and neither you or any partner is not of pension age then you will need to claim Universal Credit unless you fall into any of the following groups:

You qualify for a severe disability premium
You are living in Specified Accommodation (and you need care, support or supervision), or
You have been placed in temporary accommodation by the Council, or
You pay ground rent or live in a tent

If you are in one of these groups you need to make one joint claim with the Council for help with your rent and your Council Tax.

If you are not in one of the above groups then you will need to make 2 separate claims, one for help with your Council Tax and one for help with your rent

For help with your Council Tax you must claim Council Tax Reduction

For help with you rent you need to apply online to claim Universal Credit from the Department of Works and Pensions.

Check the benefit calculator to see if you may be entitled.

How can I get more information about Universal Credit?

You can find out more information about Universal Credit by:

visiting the Government Universal Credit website
viewing the guidance about "Universal Credit and You"
filling in the questionnaire to find out if you are ready for Universal Credit and what you should do to prepare
for partner organisations use the toolkit

The YouTube video below explains how to claim for Universal Credit online.