If you are struggling to pay your mortgage, speak to your lender without delay. For advice about doing this and the options available see the NHAS_Mortgage Advice leaflet. You can pick up a copy of this leaflet at the Council's Customer Service Centres in Burton and Uttoxeter.

If your lender has told you they are going to repossess your home, contact Housing Options on 01283 508120 for help and advice. We may be able to help save your home.

If your lender is taking repossession proceedings, repossession is not a foregone conclusion. It is worth making every effort to attend the court hearing. At most courts there is a court desk service of solicitors able to represent you if you arrive early and discuss your case with them. At Burton County Court this service is provided by Derbyshire Housing Aid. If you do this the court may decide not to grant possession to your lender so that you can keep your home.

If you are facing lots of competing debts, make an appointment with the Money Advisor at East Staffordshire Citizens Advice Bureau on (01283) 566722.

Also see:

Advice from the Government at Direct Gov.

Advice from housing charity Shelter.